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Privacy Policy & Terms of Use

Smart Easy EMI Calculator By Sky Technobiz Effective: November 2025
Contents
1

Overview

The Smart Easy EMI Calculator app is developed by Sky Technobiz and provided free of charge. By downloading or using this app, you agree to the terms outlined in this Privacy Policy. This service is provided "as is" without any warranties, express or implied.

Short version: This app is a calculation tool. It does not collect your personal information, require an account, or need an internet connection. Your data stays on your device.
2

Information Collection and Use

Personal Data: We do not collect or store personal information such as your name, email address, phone number, or financial details. All calculations are performed locally on your device and are never transmitted to any server.

Advertising ID: Your device's Advertising ID may be used solely for analytics and ad personalisation purposes via third-party services (Google AdMob). This is limited to improving app performance and showing relevant advertisements.

3

Third-Party Services

The app integrates the following third-party services, which may collect data in accordance with their own privacy policies. We recommend reviewing their policies for full details.

Google Play Services
AdMob (Google)
Firebase Analytics
Firebase Crashlytics
4

Log Data

In the event of an app error or crash, technical diagnostic data may be collected automatically via Firebase Crashlytics. This data is used solely to identify and fix bugs and may include:

This data is anonymised and used only for debugging purposes. It is not linked to any personally identifiable information.

5

Policy Changes

This Privacy Policy may be updated from time to time. Any changes will be reflected on this page with an updated effective date. We encourage you to review this policy periodically. Continued use of the app after changes constitutes your acceptance of the revised policy.

6

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or the app, please reach out to us. We aim to respond within 2-3 business days.

Email support
sky.techno.biz@gmail.com
7

Disclaimer & Copyright

Sky Technobiz is not liable for any financial decisions made based on the calculations provided by this app. The app is intended for informational and educational purposes only and does not constitute financial advice.

All content, design, and intellectual property within this application belong exclusively to Sky Technobiz. Unauthorised reproduction, redistribution, or commercial use of any part of this app is strictly prohibited.