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How can we help you?

Find answers to common questions or get in touch with the Sky Technobiz team directly.

Get in Touch

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Email Support

Send us an email and we will get back to you within 2-3 business days.

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Privacy Policy

Read about how we handle your data, third-party services, and your rights.

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Getting Started

How to use the app

Get up and running with Smart Easy EMI Calculator in minutes.

Open the app

Launch Smart Easy EMI Calculator from your home screen. No login or account is required.

Enter loan details

Input the loan amount, annual interest rate, and repayment tenure in months or years.

View your EMI instantly

See your monthly EMI, total interest payable, and total amount payable in real time.

Explore the breakdown

Scroll down to view the amortization schedule, charts, and year-wise summary of your loan.

Try other calculators

Use SIP, FD, RD, GST, and other calculators from the home screen to plan your finances.

Compare loans

Use the Loan Compare tool to evaluate multiple loan offers and choose the best option.

FAQ

Frequently asked questions

Can't find what you're looking for? Email us directly.

Is the app free to use?

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Yes, Smart Easy EMI Calculator is completely free to download and use. The app is supported by banner advertisements, but all calculator features are available at no cost with no in-app purchases.

Does the app work without an internet connection?

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Yes. All calculations are performed entirely on your device. You do not need an internet connection to use any of the calculators. The app works 100% offline.

How is EMI calculated?

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EMI is calculated using the standard reducing balance formula:

EMI = [P x R x (1+R)^N] / [(1+R)^N - 1]

Where P is the principal loan amount, R is the monthly interest rate (annual rate divided by 12), and N is the number of monthly instalments.

Does the app store or collect my financial data?

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No. The app does not collect, store, or transmit any personal or financial information. All calculations happen locally on your device and nothing is sent to any server. Please review our Privacy Policy for full details.

Which loan types does the app support?

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The app supports Home Loan, Car Loan, Personal Loan, Education Loan, Business Loan, Mortgage Loan, and any Custom Loan. You can also use the Advanced EMI Calculator for more complex scenarios like partial prepayments and changing interest rates.

Is the app available on iOS / iPhone?

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Currently Smart Easy EMI Calculator is available on Android via Google Play. An iOS version is under development and will be released on the App Store soon. Stay tuned for updates.

How do I report a bug or suggest a feature?

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You can report bugs or share feature suggestions by emailing us at sky.techno.biz@gmail.com. You can also leave feedback through the Google Play Store review section. We read every message and greatly appreciate your input.

What is the difference between EMI Calculator and Advanced EMI Calculator?

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The standard EMI Calculator gives you a quick result based on principal, rate, and tenure. The Advanced EMI Calculator allows you to factor in prepayments, varying interest rates, and custom repayment schedules — ideal for more detailed financial planning.